Education

Bad Credit Ruins Lives

Poor credit can cost you thousands more in payments per year than those who establish good credit history. Bad credit ruins lives. The difference between living life and struggling to

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What determines my credit score?

FICO Scores are calculated from various data compiled in your credit report. This information is constantly being updated and changes all the time. 35% Payment History * Account payment information

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What is a FICO score?

FICO is the scoring model used to determine credit risk of a consumer for the purpose of lending and finance. The scores range from 350-850  and pulled from the 3

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