When you are getting all your ducks in a row and preparing to buy a home, sudden hiccups that may come up can be stressful and scary. Some things that

Poor credit can cost you thousands more in payments per year than those who establish good credit history. Bad credit ruins lives. The difference between living life and struggling to

FICO Scores are calculated from various data compiled in your credit report. This information is constantly being updated and changes all the time. 35% Payment History * Account payment information

FICO is the scoring model used to determine credit risk of a consumer for the purpose of lending and finance. The scores range from 350-850  and pulled from the 3